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Collecting Social Security While Working

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According to a 2018 report prepared by the Stanford Center on Longevity, most American workers have not saved enough to allow them to retire at age 65 while maintaining their current standard of living. In 2019, a record number of American workers have lost their jobs, further diminishing their likelihood of a fully funded retirement. Many senior citizens are forced to seek employment in order to supplement their social security benefits which alone are unable to sustain them. This report will examine the implications of working while collecting social security, and what you can do to minimize the impact to …

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529 Plans

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A 529 Plan could be the answer for parents concerned over college tuition costs and financial assistance.

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Michael in the News: COVID-19 & Addiction

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I’m excited to be mentioned in the July 2020 INDY magazine article entitled “Will the Coronavirus Create the Next Generation of Addicts?”. I am deeply concerned that COVID will only exacerbate a problem the health system cannot adequately provide for. Articles like this help break the stigma of substance abuse and encourage families to seek the help they desperately need. Click below to read the article.

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VIDEO: Goals and Dreams Are Powerful Motivators

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Recovery teaches us “take one day at a time”. When we introduce goals and dreams into the conversation, we not only convey belief that long-term recovery will happen, we replace emotional purchases with purposeful spending.